The United Healthcare Community Plan offers a range of dental plans, including a PPO dental plan and an HMO dental plan. Learn more about these plans and how they can benefit you and your family. The UHC Dental Community Plan covers all of the routine dental care that you need to keep your teeth and gums healthy, but it also includes coverage for select orthodontic procedures, Invisalign, TMJ treatments, mouth guards, and much more. Explore this guide to learn more about the benefits of the UHC Dental Community Plan and what you can do with it to improve your oral health.
What is Dental Care?
Dental care is an integral part of our total health, and choosing a dental plan that’s right for you is key. Dental coverage may include checkups, cleanings, X-rays, and certain procedures like fillings and crowns. If you choose a plan with basic coverage, it will typically only cover preventative services like checkups and cleanings. If you want more extensive coverage, then you might consider one of our other plans such as UnitedHealthcare Choice Plus Dental or UnitedHealthcare Oxford Dental. These plans offer more comprehensive benefits for routine dental care including preventive services such as cleaning, exams, and x-rays. They also provide some coverage for expensive procedures such as root canals and dentures. Check out these plans in addition to our network of dental providers in your area.
Why do I need dental coverage?
The answer is pretty simple: your total health, particularly your dental health, is crucial. You may plan and budget for expenditures of dental care with the aid of dental plans. You can choose from a range of plans that offer basic dental coverage for routine dental care or coverage for expensive procedures. In short, your smile is one hundred percent important—even if you’re not a Hollywood star! What should I look for in my next plan? There are some things to consider when looking at your choices for dental coverage. For example, what type of dentist do you want to see?
Do you have specific needs (such as orthodontia or dentures)? Are there any geographical limitations on where you would like to receive care? What about an annual maximum benefit amount (or cap)? How much will it cost me out-of-pocket each year? Is there an annual deductible that must be met before benefits begin? Do I need emergency dental coverage? These questions and more should be considered when shopping around for a new dental plan. Title: What Should I Look for in My Next Dental Plan? What is covered under most dental plans?: Most dental insurance covers preventive services such as cleanings, x-rays, exams, and oral cancer screenings. Many also cover diagnostic services such as cavity detection through X-rays, sealants, and fluoride treatments.
What are my options when it comes to selecting a dental plan?
Looking for affordable dental coverage? You can choose from a range of dental plan options that offer basic or comprehensive dental coverage. Basic coverage typically covers checkups and routine cleanings, whereas more-comprehensive plans also cover expensive procedures such as root canals, crowns, and bridges. In some cases, you may need to be able to select a primary care physician (PCP) before you can enroll in a particular plan. However, most health insurance companies allow you to choose your own PCP. If you’re already enrolled in an insurance plan through your employer, it’s likely that they will have their own dental coverage option available. Many employers will match their employees’ contributions toward any premium costs associated with these plans. Title: What are my options when it comes to selecting a dental plan?
What is Delta Dental?: Delta Dental is one of many providers within UnitedHealthcare’s network of healthcare providers. They offer services like preventive care, restorative treatments, and cosmetic services. Their provider directory can help you find local dentists in your area who are familiar with providing quality dental care using today’s advanced techniques and technology.
How much does dental insurance cost?
Most dental insurance plans cost between $20 and $70 a month, depending on how much coverage they offer. Some dental insurance plans include no upper limit on yearly benefits while others cap annual coverage at a certain dollar amount. Title: How Much Does Dental Insurance Cost? Delta Dental of California What are some dental health tips?: Flossing daily can help prevent tooth decay and gum disease by removing plaque from your teeth. If you’re an adult who hasn’t visited a dentist in five years or more, schedule an appointment as soon as possible so that any problems can be identified early and treated before they become serious.
Use fluoride toothpaste every day and visit your dentist twice a year for routine checkups. Tips for Taking Care of Teeth As You Age Delta Dental of California United Healthcare Oxford Dentist Network United Healthcare Community Plan MyUHC Find A Dentist The UHC Dental Network United Healthcare DBP Overviews for Accessing Care with Medicare Part B UnitedHealthcare Find A Provider Overviews for Accessing Care with Medicare Advantage Plans What is dental insurance?: Health insurance covers medical costs but not dental costs.
Are there special plans available for seniors?
There are special plans available for seniors, with reduced rates for individuals over 65 and for those who are legally blind. These policies typically include a limited number of annual check-ups and other routine procedures such as oral examinations, cleanings, fillings, and root canals. Medicare Supplement dental plans aren’t offered through UnitedHealthcare Community Plan. For additional information on these products, please contact your insurance agent or broker. Title: The UHC Dental Community Plan – Your Guide to Dental Coverage Are there special plans available for children?: Yes. In addition to family coverage, you may purchase individual coverage for yourself or your child (age 19 and younger).
The plan offers preventive services such as exams, cleanings, and fluoride treatments at no cost. Other benefits include a discount on orthodontic care and free replacement of baby teeth (up to age 18) that fall out naturally before they have fully erupted from their gums. You also have access to a network of pediatric dentists who specialize in treating young patients. What is an HMO dental provider? : An HMO dentist is one who accepts assignment—that is, he agrees to be paid by his patient’s health plan rather than directly from his patient.
I’m currently on Medicaid – can I get Medicaid benefits?
Medicaid is a government program, but it’s run by individual states. It’s designed for low-income families, children, pregnant women, and people with disabilities. People on Medicaid may qualify for health coverage in addition to dental coverage through their state. Learn more at healthcare.gov/medicaid-and-chip/medicaid/. Title: How to Get Medicaid Benefits: A Step-by-Step Guide I have Medicare – can I get Medicare benefits?: Medicare is a federal program that provides health insurance for seniors and some disabled individuals who meet certain eligibility requirements. If you have Medicare, you might also be eligible for dental coverage through your state.
You can learn more about how to get Medicare benefits at medicare.gov/dentists-caregivers/how-to-get-medicare-dental-coverage/.
Title: How to Get Medicare Benefits: A Step-byTitle: How to Get Medicaid Benefits: A Step-byStep Guide I don’t have any insurance – where do I start? The Affordable Care Act has expanded access to affordable health care across all 50 states. Depending on your income, you may be able to enroll in an Obamacare plan without paying anything out of pocket. Visit healthcare.gov/plans/index.jsp to see which plans are available near you! Title: Enroll Now! The Affordable Care Act Has Expanded Access To Health Care Across All 50 States I’m currently covered under my parents’ plan – what happens when I turn 26?
Are my kids covered by my insurance?
If you have kids and are enrolled in a UnitedHealthcare (UHC) health plan, don’t forget that dental coverage is offered by several different UHC plans. In general, children can be covered by your insurance even if they’re not covered by your own health plan. You may want to take a look at our list of dental providers who participate in UHC plans so that you can find a dentist near your home or work. You should also know that there are some exclusions on certain types of care; for example, orthodontic care isn’t always covered under all types of dental coverage, so it pays to review your benefits before scheduling any major procedures. Title: How to Choose Between Dental Insurance Plans: A Quick Guide Title: What Are The Benefits Of Having Dental Insurance? Title: What Is Covered By My Dental Plan? Write a professional essay based on these prompts: When working with colleagues, bosses, and/or clients, what I need to do is…(this part should talk about when you need to step up): It can be challenging when working with colleagues, bosses and/or clients because we often get caught up in our own ideas. We might assume others see things as we do, but it’s important to remember that everyone has their own perspective.
One thing I try to remember is that people aren’t out to get me—they simply think differently than me and have different priorities than me. So, instead of getting frustrated when someone doesn’t seem on board with my idea, I try stepping back from my idea and considering why he or she might think differently than me. This way, I can learn more about other perspectives without taking them personally. And ultimately, understanding how others approach problems makes me better at problem-solving overall.
When working with colleagues, bosses, and/or clients, what I need to avoid doing is…(this part should talk about when you need to avoid conflict): When working with colleagues, bosses, and/or clients, one thing I sometimes struggle with is avoiding conflict.
Children typically receive most medical care through their parent’s health insurance, which gives families an additional layer of protection outside of public programs like Medicaid and Medicare.
But what many parents don’t realize is that most UHC dental plans also offer pediatric benefits. These policies can vary widely between individual states and insurance companies, so it pays to read through your options carefully before you enroll.
Can I be denied if I have diabetes or other pre-existing conditions?
If you have a pre-existing condition, you can be denied coverage. There is no standard for what counts as a pre-existing condition, but it generally includes any illness or condition that requires hospitalization or treatment one year before your enrollment in an insurance plan. Conditions that are generally not considered pre-existing conditions include hypertension, high cholesterol, and diabetes. However, some insurers may consider these conditions pre-existing if they were diagnosed more than six months prior to enrollment. For example, if you were diagnosed with diabetes six months ago and then enroll in a new health plan three months later, you might be denied coverage because of your pre-existing condition. Some states do not allow insurers to deny coverage based on pre-existing conditions; check with your state’s Department of Insurance to learn more about their regulations. Title: Understanding Pre-Existing Conditions How much does dental insurance cost?: The cost of dental insurance varies depending on how much you use it and which policy you choose. You should expect to pay between $25 and $100 per month for a dental plan, depending on whether or not you have dependents.